Is your child leaving for college this fall? As you begin your preparations, it’s important to cover all bases, from dorm essentials to critical legal documents. Here is a uide to ensure you and your child are ready for this exciting transition.
Dorm Room Essentials
Bedding: Don’t forget to buy extra-long sheets for those uniquely sized dorm beds. Regular twin sheets won’t fit, and your child’s comfort is paramount. Mattress toppers are also a must to combat the notoriously uncomfortable dorm mattresses.
Supplies: With stores like Bed Bath & Beyond no longer an option, Amazon might be your best bet for all those college necessities. Stock up on everything from toiletries to organizational items, to notebooks and pens.
Technology : A new laptop is necessary for college students. And the colleges do not issue them like a high school might. Be prepared for this significant investment, as a reliable computer is essential for academic success.
Legal Preparations
An overlooked aspect of preparing for college is ensuring that your child has the necessary legal documents in place. Once your child turns 18, they are considered a legal adult, and privacy laws can prevent you from accessing important information or making decisions on their behalf. To avoid potential issues, have your child sign the following documents:
1. Durable Power of Attorney: This document allows your child (the principal) to grant you (the agent) the authority to handle financial matters on their behalf. This can include managing their bank accounts, speaking to health insurance companies, and addressing any financial issues that arise with the college, such as dealing with the financial aid office or academic records.
2. Health Care Surrogate: In case of a medical emergency, HIPAA privacy rules can restrict access to your child’s medical information. A health care surrogate designation enables you to obtain medical information and make decisions if your child is incapacitated or unable to communicate with the medical personnel.
Why These Documents Are Important
Imagine receiving a call that your child has been in an accident or fallen seriously ill. Without these legal documents, medical facilities are often unable to share information due to HIPAA regulations. Having a health care surrogate document ensures that you can access the necessary medical information and make informed decisions during critical moments.
As an added benefit, I offer these essential legal documents at no charge for my current clients who have children turning 18. It is a small step that provides significant peace of mind, knowing that you are prepared for any situation that may arise.
Final Thoughts
Sending your child off to college is a major milestone filled with excitement and a bit of anxiety. By covering both the practical and legal aspects of this transition, you can ensure your child is well-prepared for the journey ahead. From buying the right dorm room essentials to securing important legal documents, these steps will help your child navigate college life smoothly and confidently and set them up for success.
